I think we have seen enough of Payne to know what his strengths and weaknesses are. We need better quality players than Payne to progress.
I can't see any other option than keeping Payne on, unlikely anybody is going to want to sign him off us on current wages and with current financial constraints, we can't afford to pay off his contract. So it's going to be a case of trying to get the best out of him, don't see Stefan as a regular starter, but he'll get a chance off the bench.
In terms of crossing, there are plenty of decent sources of crosses at the club, but neither of our current strikers, or Vaughan, if by some miracle he signs, are prolific at converting that kind of chance. We need a Cook/Norwood type player who is good in the air, to ensure such chances are taken. There were many times last season, where decent ball into the box was not attacked by the forwards.